For more than seven years of Internet commerce activities Aliexpresshe managed to establish himself as a reliable and secure resource. You can pay for the purchase on the website of the Chinese retailer by any suitable way, including a plastic card. Checking the system bank payment details, you can not doubt: confidentiality when placing an order will be strictly observed. How Aliexpressprotects payments for their users, what advantages gives the Alipay service, why the site requests the secret code of your card, you will learn from this article.

Safety of payment on Aliexpress card

To the question, is the non-cash payment of acquisitions on Aliexpressmap, you can safely reply: yes. Aliexpressequally takes care of the selection of trade transactions for both sellers and buyers. Daily thousand users confidently pay for the purchases of the goods you like, without worrying about the safety of electronic card payment data and wallets.

Why payment on Aliexpress Safe:

• information about the resource on the resource of sellers is a serious check;
• only authorized (registered) users can make purchases / sales transactions;
• delivery addresses and payment details are protected by privacy policies;
• payment of payments occurs directly on the site chosen by the buyer of the payment service;
• transactions on Aliexpressare carried out using a deserving confidence of the Alipay payment system;
• on the Chinese resource there is a program "Protection of the Buyer", which helps in solving controversial situations and return funds.

To pay for payment selected on the site, the following details of your card will be required: number, validity period, CVV code (security code). When placing an order system Aliexpress Invite you to enter this information in the corresponding tabs of the "Payment" tab. After confirming the readiness to make a purchase, you will be automatically translated into the site of your payment service, where you can pay for the order.

For non-cash payments for online purchases on Aliexpressbank cards are suitable for both debit and credit. You can choose to pay for the order of the card any type: Visa, MasterCard, Maestro. Many banks recommend to pay for purchases on a network with a special virtual card destined for payments in Internet markets and services. Buyers Aliexpress For safe calculations, also have the opportunity to enjoy the popular Alipay service.

Alipay service on Ali Extress to protect the buyer

Alipay is one of the leading international payment platforms for rapid and reliable online transactions. Paying on Aliexpressshopping with alipay cards, you can be sure: information on payment details will not be available to fraudsters, and the cash stored on the balance will remain in preservation.

Benefits of non-cash payments on Aliexpresswith Alipay:

• security and complete confidentiality of your account data;
• reliable protection of Internet payments performed by the user;
• round-the-clock intelligent monitoring of possible risks;
• guaranteed reimbursement of unauthorized transactions in full;
• the duration of protection of your online payments on Aliexpress- 90 days;
• accelerated resolution of controversial situations and refund for up to 5 days;
• full payment refund if you did not receive the parcel;
• partial or complete reimbursement of funds if you have shipped goods of improper quality or incomplete completeness.

If you wish, payable for purchases from Aliexpress Through Alipay, you must register with the service and bind a bank card to the created account. You can do this by logging in at the trading resource, and then clicking the "My Alipay" option under the user's nickname.

Further algorithm for creating Alipay account:

1. Click "Go to Alipay" on the tab that opens.

2. Enter the control code generated by the payment service system. Confirm that you are familiar with the Alipay Account Agreement - click "Send an email". Confirm e-mail that you have been used when registering on Aliexpress- Follow the link that Alipay will send to your email.

3. Make the settings required for the security account. Enter and duplicate the password for access to the personal page, inform the service system three control questions with the answers. Click "Send".

4. To access the settings and transaction list, click "Go to My Alipay".

Unfortunately, from January 2017, Alipay has suspended the service balance of customer accounts registered on Aliexpress. The Chinese resource buyers can still use payment cards associated with Alipay account for non-cash payments, as well as other available secure payment methods.

How to protect yourself from fraud when paying online shopping

Various services Aliexpresscarefully take care of the reliability of our transactions in virtual resource markets. However, some security measures when paying for online purchases to users are not suitable independently.

Seven recommendations that will help you settle for acquiring an aliexpress without unwanted problems:

1. Do not transfer a bank payment card to unauthorized persons, including relatives.
2. Try to keep the details of your card secret. This is especially true of the verification code CVV2, as well as the end date of the card.
3. If possible, order a separate virtual card in the bank, designed to pay for online purchase.
4. Install the optimal limit on the removal of cash from the payment card during the day or month. If necessary, you can always ask the bank to remove this restriction.
5. Before paying the order, check if your card is open to calculations on the Internet. For security reasons, some banks determine the default ban on non-cash payments on the network. Usually the limitation concerns only risk operations on unverified and suspicious resources. The blocking is easy to cancel (forever or temporarily) by contacting your bank support.
6. In the event of theft or loss of the card, try to report this to a representative of the bank as soon as possible or freely block the card through Internet banking.
7. Do not make online payments in the open-end network places Wi-Fi: in restaurants, hotels, airports, etc. To pay for purchases it is advisable to activate the mobile Internet.

Physhing Fraud Online

If the recommendations listed above are obvious to most of the owners of payment cards, then the more veiled form of Internet fraud - phishing - many do not recognize. Literally in English "Fishing" means "fishing". The goal of phishing fraudsters is "to outpit" passwords and account data of inexperienced users on social networks and on other sites, including confidential payment details.

For its purposes, phishing fraudsters use:

• mass E-mail mailing on behalf of brands and popular online stores;
• private messages to users within social networks and services;
• Letters and SMS mailing (allegedly from payment systems and banks).

As a rule, such letters contain a direct reference to the fake web page of the site, externally practically not distinguishable from genuine. Also in phishing messages there may be similar references leading to resources through redirect. The goal of scammers - translate the user to the fake page. Then, with the help of various psychological tricks (reports of winning, favorable bonuses, closing an account, a map blocking, etc.), a person is forced to enter data access data or an electronic wallet.

It is possible to protect yourself from the encroachment of fraudsters only in one way: with maximum vigilance to relate to similar messages, do not open apparent strange references. As soon as it comes to passwords or other data, anyway relating to your finances, you should not be afraid to seem unnecessarily suspicious. It makes sense to call back or write an email to your bank or payment service and find out whether the message is really sent by their representatives.

How to distinguish phishing sites from the present

Five signs of fraudulent sites:

1. The name of the resource on the banner does not match the address bar specified in the address bar.
2. The domain name is somewhat different from the original or is a random combination of characters.
3. The design of the page of the online store or payment service is different from the usual.
4. The keys of all or some options on the open page are unclocable.
5. On the payment page used unprotected connection protocol (first characters in the address bar - HTTP, and not http s.).

Why Aliexpress requests the security code of the card

Three-digit Card Security Code, or Secret CVV2 (CVC2) -code, is one of the details that Aliexpressbe sure to request when making a purchase payment. With this combination, the digit system checks the authenticity of the bank card selected to perform the transaction, as well as verify the identity of its holder. Along with other payment details, the CVV2 code is designed to make non-cash payments in Internet markets reliable: to protect against possible risks and fraud both sides of the transaction: both the buyer and the seller.

Where to find security code on the map

Some users mistakenly believe that in the Count of Safety Code, when paying online purchases, you need to enter a PIN card. This is not the same thing at all. CVV2 code (CVC2) is placed on the back of the map - at the end of the seven hundred digits. As a rule, verification code is separated from other numbers visually.

On some types of bank cards there is no CVV2 code. However, when issuing any card, this unique protective combination is created. If you do not find the security code on your map, request it in the Bank's customer support service before you start checking the purchase.

Profitable and safe acquisitions on Aliexpress!